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<TD height=20><a class="text3" href="../index.htm">首頁</a> >> <A class=text3
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<H1><B>個人住房貸款須知</B></H1>
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<TD colSpan=2>日期：
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<LI>
<p align="left">有合法的居留身份；
<LI>
<p align="left">有穩定的職業和收入；
<LI>
<p align="left">有按期償還貸款本息的能力；
<LI>
<p align="left">有貸款行認可的資產進行抵押或質押，或（和）有符合規定條件的保證人為其擔保；
<LI>
<p align="left">有購買住房的合同或協議；
<LI>
<p align="left">提出借款申請時，在建行有不低于購買住房所需資金的30％的存款，若已作購房預付款支付給售房單位的，則需提供付款收據的原件和復印件；
<LI>
<p align="left">貸款行規定的其他條件。 </LI></UL>
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