<?xml version='1.0' encoding='utf-8'?><!DOCTYPE hibernate-configuration PUBLIC        "-//Hibernate/Hibernate Configuration DTD 3.0//EN"        "http://hibernate.sourceforge.net/hibernate-configuration-3.0.dtd"><hibernate-configuration>    <session-factory>        <!-- Database connection settings -->        <property name="connection.driver_class">org.hsqldb.jdbcDriver</property>        <property name="connection.url">jdbc:hsqldb:data/tutorial</property>        <property name="connection.username">sa</property>        <property name="connection.password"></property>        <!-- JDBC connection pool (use the built-in) -->        <property name="connection.pool_size">1</property>        <!-- SQL dialect -->        <property name="dialect">org.hibernate.dialect.HSQLDialect</property>        <!-- Echo all executed SQL to stdout -->        <property name="show_sql">true</property>        <mapping resource="Event.hbm.xml"/>    </session-factory></hibernate-configuration>